Assess Your Financial Situation
- Understanding Credit Score: A good score can get you better mortgage rates.
- Set a Budget: Consider your current income, debt, and monthly expenses.
- Save for a Down Payment: Many lenders require at least 3-5% of the home’s price as a down payment, though more can reduce mortgage costs.
- Prepare for Other Costs: Factor in closing costs (2-5% of the home’s price), property taxes, home insurance, and maintenance.
Understand Mortgage Options
- Fixed-Rate vs. Adjustable-Rate Mortgages: Fixed rates stay the same, while adjustable rates might start low but can change over time.
- Government Programs: First-time buyers might qualify for FHA, VA, or USDA loans with lower down payments or special benefits.
- Get Pre-Approved: A mortgage pre-approval shows sellers you’re serious and gives you a better idea of what you can afford.
Define Your Needs and Wants
- Location: Consider commute, school districts, and neighborhood features.
- Home Type: Decide if you want a single-family home, condo, or townhouse.
- Must-Haves vs. Nice-to-Haves: Make a list to help you stay focused during your search.
With over 900 Sales in Central Florida, Fidelity Home Group
Find a Knowledgeable Real Estate Agent
An agent who knows the area and specializes in first-time buyers can be a huge asset, helping you navigate paperwork and find properties that fit your criteria.
Steps to Homeownership
FIDELITY HOME GROUP SEMINARS
Get your certification certificate for $1000 towards the closing costs of your next home purchase.
OUR SEMINARS
YOUR DREAM, OUR PLAN FOR YOUR FUTURE
CERTIFICATE OF COMPLETION
Welcome to our teams seminars, Dream Plan Own! Join us for a day filled with inspiration, guidance, and motivation to help you achieve your HOME OWNERSHIP dreams.
CERTIFICATE OF COMPLETION
YOUR DREAM, OUR PLAN FOR YOUR FUTURE
CERTIFICATE OF COMPLETION
Our lineup of speakers and workshops will cover topics like Real Estate transactions, home goal setting, financial planning, and more.
RECEIVE $1000 CERTIFICATE TOWARDS YOUR NEXT HOME
YOUR DREAM, OUR PLAN FOR YOUR FUTURE
YOUR DREAM, OUR PLAN FOR YOUR FUTURE
YOUR DREAM, OUR PLAN FOR YOUR FUTURE
Dream Plan Own is all about empowering you to turn your dreams into reality through strategic planning for homeownership. We provide education, resources and much more.
$1000 CERTIFICATE
REGISTER AND ATTEND OUR NEXT HOME BUYER SEMINAR. ONLY $10.00 - INCLUDES FREE SHIRT